Having a baby is a life-changing experience, not least from a financial point of view. Why not try these simple tips to help you economise before your little one’s arrival?
1. Look at your outgoings
You’d be surprised how much you can save by forgoing that latte on the way to work or your regular Friday night takeaway. Try taking your own lunch to work and saving meals out for a special occasion – you’ll soon notice the difference to your bank balance. It’s also an idea to look at your household bills and see if switching suppliers could save you money. And if you have any regular monthly subscriptions to magazines, the gym or Netflix, it might be worth considering if you could do without them – after all, you might not have time for your weekly bums and tums class once your baby arrives!
2. De-clutter and sell
A quick way to make some extra cash is by selling any unwanted items you have around the house – it’s also a great way to de-clutter and make room for all the baby equipment you’re going to need! Try websites like eBay, Gumtree, or DoneDeal for easy ways to sell.
3. Stick to the essentials
Talk to other parents to find out what baby things you really need and what you can do without. For example you can probably manage without a changing table, especially if you’re pushed for space. You can buy a cot top changer instead or a simple changing mat that you can put on the floor. A good compromise is to buy things second-hand or borrow them from a friend – most items are only used for such a short amount of time it makes sense not to buy everything brand new.
4. Choose your gifts
It’s likely that close family and friends will want to buy you something for the baby so make sure you have a list ready of things you need. It’s a good idea to ask for clothes in a range of sizes so you have some on hand as your baby grows. If you’re having a baby shower, hold off buying things until after the event so you don’t double up.
5. Be adaptable
Go for products that adapt to the age and stage of your child. Some pushchairs and car seats can convert as your baby grows and will save you money in the long run as you won’t need to buy new ones a year down the line.
6. Compare prices
It pays to shop around online to see if anyone is doing a deal on the items you want, especially when you’re looking at expensive items like nursery furniture and prams.
7. Stock up
Look out for Baby Events at supermarkets and online retailers where you can buy essential items in bulk. It’s handy to have a stash of nappies, wipes and nappy bags so make the most of good deals when you can. And if you order your shopping from tesco.ie so you can stock up when items are on offer without having to carry lots of heavy bags.
8. Maternity wear savings
It’s tempting to buy a whole new wardrobe to flatter your growing bump. But bear in mind that you won’t be wearing the clothes for long and towards the end of the pregnancy you’ll probably opt for comfort over style. If you can, borrow some maternity clothes from mum friends who no longer need them or buy a few special items second-hand so you can still look good without breaking the bank.